Nationwide allows the use of either a text message to whichever phone is registered, or the use of a card-reader device which looks like a calculator but which can read your bank card and on entering the correct pin gives an 8 digit code which can than be transmitted via the internet.
Bit of a bind having to do this everytime I logon to internet banking, and occasionally thereafter, but I suppose if it increases security then so be it, although I can't help thinking that this more for the bank's security than mine.
Peter G. Shaw
p.s. I've just received an email from Paypal saying that they are going over to this system. It's getting to the state when I just can't be bothered anymore.
Edited By Peter G. Shaw on 05/08/2020 14:09:10