My understanding is that carbide tips rely on the metal reaching a temperature, locally, where it becomes plastic.
The tips were developed for heavy, rigid, industrial machines where a high rate of metal removal is vitally important.
For this to happen, usually requires high speeds and heavy feeds, which most hobby machines do not provide, or are not sufficiently powerful or rigid to withstand.
Having said that, many hobbyists use replaceable tips with success. A feasible alternative is to use HSS.
Tangential tool holders (Bought or shop made) using HSS toolbits, are particularly effective, and HSS tolerates the odd bang far better than Carbide tips (How do I know?) and can work out cheaper in the long term.
Howard