I use a 4 wheel garden trolley, adapted to have drop down lockable feet at the rear. To offload onto the ground level track, I wheel the trolley over the track, drop the feet and then fix a ramp between the trolley and the track.
For loading into the car (Toyota RAV4), I have a length of sliding door track that I attach to the roof bars which extends beyond the rear of the car and have a sliding block and tackle which I attach to the skeletal loco transport “Box”. Lift that from the trolley into the car.
The sliding door track remains on the car with a bright red safety plug on its outboard end.
My 5″ loco is an LBSC Speed tank loco about 35Kg weight.
Bob