Thanks Nick, you've given me the answer there.
I have some PTFE solution/paste and I can put some of that on the bearing.
The layout of the fan and the coil is that the fan bearing is exposed to the heat from conduction along the shaft, the fan is also acting as a heat sink to help the heat along as well!
These cookers are heavy, at my age I find lifting things like that hard work so have to make some support ready to place it on.
Also the kitchen at that point is quite restricted and difficult to work in.
I have found that PTFE is 'Searching' and will push out dirt and goo from tight contacts.
Found this on my shotgun as when its cleaned I apply PTFE oil and later the dirt shows at the joins of the breech and barrel.
Agree that the life of components is too short on some of these things but to happen at the 3 year point is a bit annoying as the last one was a good 10 years before it went the same way.
Incidently all the house built in this estate were built by the same builder and all the white goods are Whirlpool and slowly they fail almost at the same rate as they were built and fitted out.
It can be fixed and as long as I dont get anymore verbal it will be OK.
Clive