David, I admire your optimism, but the logic is flawed. There is University- 3 degree courses – then a job, somewhere to live, life's ephemera (cars etc). The Bank of Dad is always in demand.
It seems in this country that the most highly qualified, technically competent, are expected to live on a pittance, while barrow-boys become millionaires and Knights of the Realm.
Glad I didn't vote for them.