The people who are wilfully and openly flouting what have become laws, have only themselves to blame if as a result the Government does carry out today's threat that it can clamp down even harder, putting us all under house arrest apart from the necessary shopping, work, medical and livestock-care reasons.
There is though an aspect to it all that the authorities have not considered.
Most of us here are in model-engineering clubs of which many have costly, large-scale physical assets; but we are unique only in the types of assets, and by no means alone generally. There are all manner of sports, outdoor-pursuits and other special-interest societies; small museums, preserved railways and ships, social clubs, charities, church and village halls, the Scouts, WI… all run by volunteers locally at least, not as businesses.
How does anyone entrusted with any of this property, look after it in these restricted times?
It's hard to see logically why someone local can't pop in with one other (a spouse?) or alone but overseen by a safety contact by telephone, now and again to test smoke alarms, ensure no leaks or vermin, pick up letters, collect wind-blown litter, air the building for a couple of hours.
Yet officially this appears to be an illegal ' non-essential ' act, not deliberately so but because no-one in power realised that the country is awash with such voluntary activities and premises; all needing basic security attention, post collecting, and bills paying despite no income.
In not realising that, they would also have not known that these organisations all together must be of vast economic as well as cultural value to the nation.
What if a burglary, vandalism or a fire were to occur during this enforced neglect? Would the insurers entertain any claim? Of course not. They can hide behind force majeure ( or 'Act of God ' , the pandemic itself), and the neglect (ignoring its reason). They can refuse renewal let alone a claim if unpaid, even if because the notice was trapped un-read behind the club's locked front door – a hazard that club treasurers should bear in mind.
The insurance-companies' concern would not be for a society failing as a result, only for the lost premium income.