Welcome James!
Before you part with cash, may I suggest:
Decide to what use the lathe will be put. Then buy one a little larger, to accommodate your horizons when thet expand; as they surely will.
You can't turn a big flywheel on a baby lathe, but you don't to make parts for watches on a 12" swing lathe.
You can do small work on a big lathe, but the opposite can be more difficult!
Read up on using a lathe. It will save you frustrations and problems, and help you when you ask questions about a difficulty. If you phrase the question badly, you won't get the answer that you need.
(Recently a neighbour said that a family bike had a loose pedal. When it arrived, the crank was loose, not the pedal! )
You will find a set of Zeus charts helpful. I still regularly use mine, bought in 1958!
Choose from
Ian Bradley "The Amateur's Workshop" (covers setting up the lathe, tool grinding, as well as other workshop practices which you will find useful )
L H Sparey "The Amateur's Lathe"
Neil Wyatt and Dave Fenner have each written books on the mini lathe.
Harold Hall "Lathe Work"
For later, you will find Tubal Cain "The Model Engineer's Handbook" a very useful reference book.
As you gain experience and want to increase the range of work that you do, books in the Workshop Practice Series can be bought, to cover specific features, such as Drills, Taps and Dies, Screwcutting, etc.
A good way to gain experience is to make small workshop tools. They will also be useful for years to come.
One of the first, would be a Centre Height Gauge (Look in my Albums. PM me if you want detailed instructions on how to make ) A set of Die Holders can be made, rather than bought, as a means of gaining experience.
Some can be bespoke tools specifically for your machine or workshop, but useful all the same.
As you gain experience, you will gain confidence.
You will make mistakes, Learn from them, but make them on a bit of steel bar rather than an expensive casting from a kit, or something that is not replaceable.
HTH
Howard!