You could consider changing your bank account.
My monthly bank fees provide various insurances, which includes breakdown cover (valid in Europe as well) and health insurance. There are supplementary fees for the health insurance for ‘pre-existing conditions’ and those of us in their ‘golden’ years. But that is normal anyway.
We had reason to use the UK breakdown cover some years back, and it all went very well – especially as the car had to be transported home.
A.