We all are probably guilty of doing things that may be we shouldn't, and if you followed all the health and safety stuff you'd never much done, I think most of it is down to common sense.
I think the main reason for not using the side of the wheel is that it is not designed for loadings in that plane
The advice given for not using the side of the wheel is probably more relevant for grinding chunks of mild steel not grinding tools.
Has anyone thought about fitting a cup wheel and making up new guards that way you have a flat face but then you cannot use the curved part, ho hum!
Bob