"What are the other real options open to someone who can't or doesn't want to join a club"
You will have to employ the services of an independant professional boiler inspector and take out insurance with one of the specialists such as Walker Midgely who have a specific scheme to cover model road steam (and many other types of ME activity)which will give you insurance for rallys and road use if you also want to get your engine road registered. They will also give you the name of a local inspector.
You will also get a NTET disc which all rally organisers will accept as proof of insurance and a tested boiler, far easier than having to produce lots of different bits of paperwork.
J
Edited By JasonB on 12/04/2012 15:26:03
Edited By JasonB on 12/04/2012 15:29:32