Nealeb, fuses are probably the safest of all the circuit protection devices as they are fail-safe as long as they have not been interfered with. If they are from a reliable supplier they will fail according to a standard.
MCB's on the other hand may or may not always work to the standard to which they were produced for a number of reasons. Age and environment (temperature and damp for example) being the main cause of unpredictability. If an MCB rated at 3K breaking capacity has been exposed to a dead short which has produced a greater fault current than which it was designed to then it is likely to be permanently damaged and will probably not disconnect correctly, if at all.
RCD's and RCBO's have a high failure rate which is why they have a test button on them – it is not for show and should regularly be tested as it may offer no protection from stray residual currents. We have regularly found RCD's and RCBO's that have failed out of the box.
So the statement " shows how poor fuses can be for protection" is totally incorrect. MCB's are not as reliable as fuses which is why they are still used in such numbers in industrial situations.
You are right, however, when you say that the fuse/mcb is there purely to protect the installation (wires).
Edited By Steve Skelton 1 on 24/11/2020 12:54:08