I've been using lathes on and off for over 50 years, but all the lathes I've used were old ones – my lathe at home is circa late 1960's early 1970's. No lathe I used ever had a chuck guard fitted, and I've lived happily without one, most of the time. The only time I would like one is when I'm using coolant, so save on the mess going all over the shed floor, but otherwise I've never felt I needed one. I never stand in way of the swarf coming off, never leave a chuck key in the chuck – my initial training left a huge impression on me – and don't use two chuck keys on 4 jaw chucks.
But I see new lathe increasingly have a guard fitted in front of the toolpost as well, and for the life of me cannot understand why. In my shed that would be the first thing to be binned, but there is only me in my shed.
My mill/drill had an interlocked guard fitted in front of the quill action bit. That got binned very quickly, it interfered too much with setting up processes. Too often guards fitted to machines prevents the operator from seeing exactly what is going on too. A temporary screen gets put in place to stop chips and coolant getting flung all over the shed, but is quickly able to be removed out the way when required.
The important thing about guards is that they should be designed with the operation and maintenance of the machine in mind, so that their interference with the discharge of both tasks are minimised. This should be borne in mind when guarding is designed, but is very often not, guarding usually seemingly being designed by someone sitting at a desk far away from the shop floor, who has never had to operate or maintain (or even seen?) the machine they are designing guarding for; if they had, that guarding would have surely been very quickly redesigned!
If a guard interferes with the natural operation of a machine by its operator, human nature being what it is, then ways will be quickly found to circumvent the guard – and from experience in production industry, that is a proven. Guarding design is not the walk in the park designers often seem to think it is. Anyone can slap a secure 'screen' around a machine or tool, but can you then operate it?
Remember also, whether in your own shed on your own or in the firms shop, an accident only ever happens due to there being an unsafe action taken or unsafe condition existing. It therefore the responsibility of all of us to ensure unsafe conditions do not occur, neither do we take unsafe actions, however we operate our machines or provide for our own safety.
Have a nice day!
Chris