If I recall my geology text-books correctly, of the natural minerals silica is second in hardness to diamonds. It is most familiar to us as flint and chert (essentially the same), and quartz; the latter being a constituent of igneous rocks like granite and basalt, released by weathering to become grains of sand. It is also the material of sea-urchin spines.
I don't know how these two minerals compare with tool-tip ceramics, but I have often wondered if the Bronze Age metalworkers used flint / chert tools, especially for the finer, and often exquisite, detailing on the decorative work, and perhaps in shard form, as drills. They would no doubt have used silica for abrasive (stones and sand), and indeed understood how to polish the metal sufficiently for mirrors.
Not that I'd recommend trying flint as an insert material, for if it crumbles it would put what would then be grains of sand in the slideways!
Linking this to the OP, I am not sure what a masonry-bit does in concrete, because the aggregate is usually irregular flint pebbles, from ancient river deposits. The drill is helped by the hammer action, but must cut the pebbles too, and a core-drill certainly does, putting tungsten-carbide between silica and diamond for hardness.
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responding to Robert Atkinson:
My employer had a lot of security-cupboards with combination-locks, and it was not unknown for people to set the number but not leave that with the security-office, even when they were leaving the company. As a result, thanks to such measures as the sprung bolts you describe, it was sometimes necessary to destroy an expensive cupboard in order to retrieve the contents. Especially so after some middle-manager told the only staff-member with the training and tools to open high-grade lever and combination locks non-destructively, he no longer needed them!
The problem with the concrete you suggest may be mistaken. Concrete does not need very much water, and if the constituents are measured correctly the carbide fragments should no more sink to the bottom than the gravel does.