Reply To: SCAM!

[Chris CrewParticipant @chriscrew66644]

A forum member has contacted me and asked me to post this message:-

jackli3388 sent you a new message: “Beware of Scam “PYD allcontent.club”

“Scam online cheater “PYD allcontent.club”.
I lost 2 payments of UK£39.99 debited to my bank account (Debited at the same time and date) after a early debit of a £1 a day earlier.
The scams use a Debit Details as PYD allcontent.club
448081752327 @ at £39.99 of 22/4/24 for collection.
I mistakenly logged in to the Sainsbury’s Nectar account to claim a 500 bonus Nectar points for download the Nectar app.
My bank saying, there will be unable to cancel and refund this transaction, because the earlier £1 debit which you has authorised to future payment.
Kindly post my scam experiences in public to help others.
K. Lee”

I have to say that in my case the credit card company were extremely helpful and exceeded my expectations. After they were notified, as soon as the payment dropped off the ‘pending payments’ list and the £39.99 was paid out they immediately put a stop on any future debit and re-credited this amount to my account, pending an investigation into the circumstances. It was explained to me that if the correct procedures had not been followed by the company charging my account then a ‘charge back’ would be made and I would keep the £39.99 re-credit. If the correct procedure had been followed, because I had voluntarily (and very stupidly) divulged my credit card details and authorised a £1 charge, then I would liable for £39.99 but no future payment would be taken. I accepted this with some relief and subsequently the credit card company confirmed that a ‘charge back’ had been possible and all that I lost was the £1 authorisation fee.